<!CLASS INCLUDING AGENT WORKSHIP>

<div style="color: #4D4D4D;"><font size="2"><table width="100%" height="100%" border="0" align="center" cellpadding="10" cellspacing="0"> <tr> <td colspan="2" align="center" valign="top" background="http://www.postlets.com/css/styles/chelsea/bg_body.gif"> <table width="740" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td></td> <td height="20" align="right"> <div style="background-color: #FFFEFD; border-bottom: 1px solid #CCCCCC; color: #4D4D4D; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><font size="2"><strong>Francis Ha </strong> | www.francisha.com<a href="http://www.postlets.com/email_interest.php?pid=4810261&v=rt" style="color: #BB0D42;"></a> | (415) 517-1034</font></div> </td> </tr> </table> <table width="740" border="0" cellspacing="0" cellpadding="0" align="center" style="border-left: 1px solid #FFFEFD; border-right: 1px solid #FFFEFD"> <tr> <td> <table width="100%" border="0" cellspacing="0" cellpadding="0" align="center"> <tr> <td> <table width="100%" border="0" cellspacing="0" cellpadding="7"> <tr> <td colspan="2" style="background-color: #FFFEFD;"><table width="100%" cellspacing="0" cellpadding="1"> <tr valign="top"> <td height="30" align="left" valign="top"><div style="color: #BB0D42;"><font size="7">6 CLASSES ARE GOING TO take place <br><br> at 3 locations: Pierce Street, International Blvd, Taraval, <br><br>Richmond, Oakland, San Francisco, CA</font></div></td> </tr> 

<tr> <td width="560" align="left" valign="top"> <div style="color: #4D4D4D;">California Real Estate Sale Agent Workshop</div></td> </tr> </table></td> </tr> <tr> <td colspan="2" valign="top" style="background-color: #FFFEFD;"> <table width="724" border="0" cellpadding="4" cellspacing="0" style="border-left: 1px solid #CCCCCC; border-right: 1px solid #CCCCCC; border-top: 1px solid #CCCCCC; border-bottom: 1px solid #CCCCCC; background-color: #E6E6E6;"> 

<tr> <td align="left"><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td width="350" height="35" valign="top"> <div style="color: #4D4D4D;"><font size="4">1BR/0BA Vacation Single Family House</font></div></td> <td valign="top"><span style="padding-right: 5px;"></span></td> <td align="right" valign="top"><div style="color: #4D4D4D;"><font size="4">$699/year</font></div></td> </tr> 

<tr> <td valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="3" style="background-color: #E6E6E6; border-top: 1px solid #CCCCCC;">  <tr> <td style="background-color: #E6E6E6; border-bottom: 1px solid #CCCCCC; font-size: 12px; font-weight: bold; color: #4D4D4D;">Class at meeting</td> <td style="background-color: #E6E6E6; border-bottom: 1px solid #CCCCCC; font-size: 12px; font-weight: normal; color: #4D4D4D;">1</td> </tr>

 <tr> <td style="background-color: #E6E6E6; border-bottom: 1px solid #CCCCCC; font-size: 12px; font-weight: bold; color: #4D4D4D;">DONT PROCRASTINATE</td> <td style="background-color: #E6E6E6; border-bottom: 1px solid #CCCCCC; font-size: 12px; font-weight: normal; color: #4D4D4D;">calll BEFORE 12/31/2010</td> </tr>  <tr> <td style="background-color: #E6E6E6; border-bottom: 1px solid #CCCCCC; font-size: 12px; font-weight: bold; color: #4D4D4D;">Sq Footage</td> <td style="background-color: #E6E6E6; border-bottom: 1px solid #CCCCCC; font-size: 12px; font-weight: normal; color: #4D4D4D;">Unspecified </td> </tr>  

<tr> <td style="background-color: #E6E6E6; border-bottom: 1px solid #CCCCCC; font-size: 12px; font-weight: bold; color: #4D4D4D;">Parking</td> <td style="background-color: #E6E6E6; border-bottom: 1px solid #CCCCCC; font-size: 12px; font-weight: normal; color: #4D4D4D;"> None</td> </tr>  </table>  <br> <div style="color: #4D4D4D;"><span style="font-weight: bold;"> WHAT YOU LEARN IN OUR WORSHOP:</span></div> <hr size="1" noshade style="border-top: 1px solid #CCCCCC;"> <table width="100%" border="0" cellspacing="0" cellpadding="3"> <tr> <td style="font-size: 13px; font-weight: normal; color: #4D4D4D;">CLASS CAN BE HELD AT DIFFERENT OFFICE<br />
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LOCATION 1: Pacific Asia Mall at 3288 Pierce Richmond CA<br />
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LOCATION 2: 950 TARAVAL, SAN FRANCISCO<br />
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LOCATION 3: 600 INTERNATIONAL BLVD, OAKLAND CA<br />
Books are included<br />
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Upon 1st transaction, we offer you $ONE THOUSAND DOLLAR<br />
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Available only before the end of 2010<br />
Lot of tips<br />
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</td> </tr> </table>  </td> <td valign="top" width="5"><span style="padding-right: 5px;"></span></td> <td valign="top"><table width="100%" border="0" cellpadding="8" cellspacing="0" style="border-left: 1px solid #CCCCCC; border-right: 1px solid #CCCCCC; border-top: 1px solid #CCCCCC; border-bottom: 1px solid #CCCCCC; background-color: #FFFEFD;"> <tr> <td><img src="http://www.postlets.com/create/photos/20101207/010313_2162501.jpg" border="1" width="350" height="262"><br>
</td> </tr> </table> <table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="center"><table width="350" border="0" cellspacing="0" cellpadding="1"> 

<tr> <td height="25" align="center" style="font-size: 12px; font-weight: normal; color: #4D4D4D;">see additional photos below</td> </tr></table></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr>  <tr> <td colspan="2" valign="top" style="background-color: #FFFEFD;"><table width="724" border="0" cellpadding="4" cellspacing="0" style="border-left: 1px solid #CCCCCC; border-right: 1px solid #CCCCCC; border-top: 1px solid #CCCCCC; border-bottom: 1px solid #CCCCCC; background-color: #E6E6E6;"> <tr> <td align="left"> <table width="100%" border="0" cellspacing="0" cellpadding="0" align="center"> <tr align="center" valign="middle"> <td valign="top">   <table width="100%" border="0" cellspacing="0" cellpadding="3"> <tr> <td align="left"><div style="color: #4D4D4D;"><span style="font-weight: bold;">RENTAL RATES</span></div> <hr size="1" noshade style="border-top: 1px solid #CCCCCC;"> KNOWLEDGE (like MARIA, TTIP, DUST HVAC EER? what is BTU ?<br />
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Proposition 13; Alquist-Priolo Act?; natural hazard disclosure law??<br />
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We recommend you write down your answers on a piece of scratch paper while attending classes<br />
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Property Nof Completion (Notice of Completion) <br />
<br />NofNR (Notice of Non-Responsibility)<br />
<br /> NofDefault (Notice of Default) ==UDA (Unlawful Detainer Action)<br />
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S&T [Section and township]<br />
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L&B [Lot and block]<br />
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M&B [metes and bounds]<br />
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For memory purpose and easy to communicate:what isTD (deed of Trust) ,<br />
<br /> TIC (Tenancy in Common),<br />
<br /> JT (Joint tenancy), <br />
<br />TIP (Tenancy in Partnership) <br />
<br />CP (Community Property) SP Separate  </td> </tr> </table>  </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td colspan="2" valign="top" style="background-color: #FFFEFD;"><table width="724" border="0" cellpadding="4" cellspacing="0" style="border-left: 1px solid #CCCCCC; border-right: 1px solid #CCCCCC; border-top: 1px solid #CCCCCC; border-bottom: 1px solid #CCCCCC; background-color: #E6E6E6;"> 

<tr> <td align="left"><table width="100%" border="0" cellspacing="0" cellpadding="0" align="center"> <tr align="center" valign="middle"> <td valign="top"><table width="100%" border="0" cellspacing="0" cellpadding="3">

<tr> <td valign="top" align="left"><div style="color: #4D4D4D;"><span style="font-weight: bold;">ADDITIONAL PHOTOS</span></div> <hr size="1" noshade style="border-top: 1px solid #CCCCCC;"><table width="100%" border="0" cellspacing="0" cellpadding="0" align="center">

<tr align="center" valign="top"><td height="262" style="font-size: 12px; font-weight: normal; color: #4D4D4D;"><div align="center" style="padding-left: 2px; padding-right: 2px; padding-top: 2px; padding-bottom: 2px;"><img src="http://www.postlets.com/create/photos/20101207/010313_2162501.jpg" border="0" width="344"><br>Photo 1</div></td><td style="font-size: 12px; font-weight: normal; color: #4D4D4D;"><div align="center" style="padding-left: 2px; padding-right: 2px; padding-top: 2px; padding-bottom: 2px;"><img src="http://www.postlets.com/create/photos/20101207/010606_9479949.jpg" border="0" width="344"><br>Photo 1</div>

<tr align="center" valign="top"><td height="262" style="font-size: 12px; font-weight: normal; color: #4D4D4D;"><div align="center" style="padding-left: 2px; padding-right: 2px; padding-top: 2px; padding-bottom: 2px;"><img src="http://www.postlets.com/create/photos/20101207/010606_1126534.jpg" border="0" width="344"><br>Photo 2</div></td><td style="font-size: 12px; font-weight: normal; color: #4D4D4D;"><div align="center" style="padding-left: 2px; padding-right: 2px; padding-top: 2px; padding-bottom: 2px;"><img src="http://www.postlets.com/create/photos/20101207/010606_6812517.jpg" border="0" width="344"><br>Photo 3</div>

<tr align="center" valign="top"><td height="262" style="font-size: 12px; font-weight: normal; color: #4D4D4D;"><div align="center" style="padding-left: 2px; padding-right: 2px; padding-top: 2px; padding-bottom: 2px;"><img src="http://www.postlets.com/create/photos/20101207/010314_578763.jpg" border="0" width="344"><br>Photo 2</div></td><td style="font-size: 12px; font-weight: normal; color: #4D4D4D;"><div align="center" style="padding-left: 2px; padding-right: 2px; padding-top: 2px; padding-bottom: 2px;"><img src="http://www.postlets.com/create/photos/20101207/010314_6388638.jpg" border="0" width="344"><br>Photo 4</div></td></tr></table></td></tr></table></td></tr></table></td></tr></table></td></tr>

<tr> <td width="50%" valign="top" align="left" style="background-color: #FFFEFD;"> <table width="350" border="0" cellpadding="0" cellspacing="1" style="border-left: 1px solid #FFFEFD; border-right: 2px solid #CCCCCC; border-top: 1px solid #FFFEFD; border-bottom: 1px solid #FFFEFD; background-color: #FFFEFD;"> <tr> <td><table width="100%" border="0" cellpadding="5" cellspacing="0"> <tr> <td><div style="color: #4D4D4D;"><span style="font-weight: bold;">  Contact info: </span></div></td> </tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr valign="top"> <td width="100" valign="top"><img border=0 src="http://www.postlets.com/galleries/photos/20101002005348_7446371.jpg" width="95"></td>
 <td><table width="100%" border="0" cellspacing="0" cellpadding="2"> <tr><td><div style="color: #4D4D4D;">Francis Ha </div></td></tr>
<tr><td><div style="color: #4D4D4D;">www.francisha.com</div></td></tr>
<tr><td><div style="color: #4D4D4D;">DRE 01798336</div></td></tr>
<tr><td><div style="color: #4D4D4D;">(415) 517-1034</div></td></tr>
  </table></td> </tr> </table><br></td> </tr> </table></td> </tr> </table></td></tr> </table></td></tr> <tr> <td><table width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td align="left" style="background-color: #FFFEFD;"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/css/styles/chelsea/btn_powered.gif" alt="powered by postlets" width="140" height="25" border="0"></span></td> <td align="right" style="background-color: #FFFEFD;"><a href="http://www.craigslist.org/about/FHA.html" style="font-size: 11px; font-weight: normal; color: #4D4D4D; text-decoration: none;">Equal Opportunity Housing</a><div style="color: #4810261;"></div></td> <td width="35" align="right" style="background-color: #FFFEFD;"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/images/eoh_logo.gif" width="24" height="18"></span></td> </tr> </table> </td> </tr> </table></td> </tr> </table> <table width="740" border="0" cellspacing="0" cellpadding="0"> <tr> <td height="20" align="left" valign="middle"><div style="background-color: #FFFEFD; border-bottom: 1px solid #CCCCCC; color: #4D4D4D; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><font size="2">Posted: Dec 6, 2010, 9:38pm PST</font></div></td> </tr> </table></td></tr> </table></font></div>